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Moneyharmony Gems

Money Personalities and Stress

With the advent of the holidays, stress levels generally run high, and people who are out of balance when it comes to their money personality tend to become even more unbalanced. Overspenders will spend more wildly (stay out of those trance-like malls, or go there with a non-spender friend, with a "spending plan" with cash limits in hand); worriers will worry more, avoiders will procrastinate and avoid more strenuously. Think about doing holiday shopping well in advance next year, and strategize ways to take your own stress reactions into account, to minimize them. Even this year, if you are short on money, tell your friends and loved ones in advance that you are trying to be more frugal this year - make creative gifts, offer your time for babysitting relatives or friends' kids, or write them loving notes expressing your real positive feelings, instead of trying to communicate love through buying expensive gifts you can't truly afford. Good luck in dealing with the emotional challenges of the season!