Books & Resources

Books & Resources

Money Harmony: A Road Map for Individuals and Couples

Money Harmony: A Road Map for Individuals and Couples explores the following areas: why people are irrational about money; money messages and childhood vows; money myths and how to debunk them; money personality types, their strengths and weaknesses; male-female differences and money; money dialogues, tools for growth and transformation; couples polarization patterns around money and how to heal them; and communication tools for couples; how individuals and couples can move toward "Money Harmony."

Reviews of Money Harmony: A Road Map for Individuals and Couples

"No one settles money conflicts better than Olivia Mellan. In an interesting and easy-to-read style, she dispels harmful money myths and shows both couples and individuals how to balance their moneylives with indispensable communication techniques. Read every chapter!" — Ken and Daria Dolan, hosts of "Smart Money", a syndicated WOR radio talk show, and authors of a monthly newsletter, Straight Talk on Your Money.

Couple reading Olivia's booksTwo newlyweds on their honeymoon pouring over different versions of Money Harmony.
"Olivia Mellan is incredible. She makes a tremendous contribution toward peace in the home. Every couple should learn the techniques in her book." — John Gray, Ph.D., author of Men Are from Mars, Women Are From Venus

A thoughtful, thorough workbook designed by a psychotherapist who has been leading seminars on the subject since 1982... This should be a useful aid for both individuals and couples to resolve their money conflicts." — Kirkus Associates

"After discussing money "types" (hoarders, bingers, spenders, monks) and current cultural realities, psychotherapist Mellan offers a particularly balanced study of the often-hostile male-female relationships in private money matters. Reassuringly objective, she sees hope for improvement "if men and women will begin to understand each other's 'culture' and not take the differences between them so personally."" — Publishers Weekly

Overcoming Overspending: A Winning Plan for Spenders and their Partners

Overcoming Overspending: A Winning Plan for Spenders and their Partners, by Olivia Mellan and Sherry Christie, includes: an over spender quiz; tips for overspenders to avoid "points of temptation"; what partners can do to help their overspenders heal and change; a quiz for hoarders as well; communication tips for spenders and their partners; things to do to "jam the trigger" on overspending urges; and insights into the roots of this problem behavior.

Reviews of Overcoming Over Spending: A Winning Plan for Spenders and their Partners

"Olivia Mellan's understanding of individual's and couples spending impulses and her ability to help them achieve financial serenity is truly a gift to all who read her book."
-T. Harv Eker, Author, N.Y. Times #1 Bestseller, Secrets of the Millionaire Mind

"In this updated version of Overcoming Overspending: A Winning Plan for Spenders and their Partners, Olivia has continued her pioneering work in money psychology, and has made an invaluable contribution to the lives of overspenders, whether single or in relationships. Over the years, I've used several of her techniques with overshoppers with great success and  I'd recommend this book to anyone struggling with overspending."
-April Lane Benson, Ph.D.,author, To Buy or Not to Buy: Why We Overshop and How to Stop

"A wise and useful book" the exercises are practical and powerful."
-Harville Hendrix, author of Getting the Love You Want

"Olivia Mellan's unique gift is her focus on the underlying issues involved in money conflicts so that real resolution and harmony are attainable for individuals, couples and families."
"Harriet Lerner, Ph.D., author of The Dance of Anger

"In marriage, money is not the root of all evil, but overspending is certainly a prime source of conflict or anger. Ms. Mellan's book goes a long way toward alleviating this friction. After reading it, couples may achieve a better balance in their love life and their bank account."
" Bonnie Maslin, Ph.D., author of The Angry Marriage

"Practical suggestions for curbing self-destructive behavior. The book is never preachy and is enormously useful."
"Publisher's Weekly

"An excellent book that should be read by all couples whether they think they have a problem with overspending or not."
"Library Journal

"A sympathetic program to help overspenders keep their habits under control and develop healthy attitudes toward money.  The book is geared toward couples, but will help anyone who recognizes overspending as a problem."
"Chicago Life

"Covers a lot of new ground" Overcoming Overspending doesn't purport to be a quick and easy guide to financial solvency. What it can do is help money-distressed couples get back on the right path together and preserve their most precious asset: each other."
"San Diego Daily Transcript

The Client Connection book cover

The Client Connection: Helping Advisors Build Bridges That Last, by Olivia Mellan and Sherry Christie, is a compilation of Olivia's best essay columns from Investment Advisor and Wealth Manager for financial professionals.

Testimonials of The Client Connection: Helping Advisors Build Bridges That Last

"Once again Olivia Mellan and Sherry Christie deliver a timely and relevant piece of work for the advisory profession.  With clients experiencing great trauma from the Market Cataclysm of 2008, coaching them to take control again is critical. But advisors need to comprehend their own relationship with money as well.  This book will be an important reference for the profession for years to come."
Mark Tibergien, CEO of Pershing Advisory Solutions LLC

"Relationships, demographics, shocks, transitions, stress, values, hot buttons and the tender bits--these are inside issues. Client relationships are inside to inside.  Olivia Mellan is one of the godmothers of interior finance. The Client Connection does 'insides' very well, indeed."
Richard B. Wagner, JD CFP, principal of WorthLiving, LLC, Editor of

"Olivia has been both one of the pioneers and the leaders in the world of Life Planning, the financial planning discipline that treats the meaning in the client's life as the focus and the source of meaningful financial action."
George Kinder,

"Olivia Mellan has compiled some of her best work on building rich and lasting client relationships in The Client Connection. There is nothing more important in the advisory business than the connection you have with your client.  This book is a graduate level crash course on the subject!"
-Sheryl Garrett, CFP®
Founder, Garrett Planning Network

"This book is one of the finest collections of insights, information and wisdom collected from the thought-leaders in integrated financial planning. Olivia writes beautifully from her unique vantage point at the intersection of money and psychology, once again she gives us a gem."
-Susan Bradley, CFP®,
Founder of the Sudden Money® Institute

Olivia Mellan has more knowledge and insight into how people think about and behave with money than anyone I know. She and co-author Sherry Christie create penetrating pieces that help financial advisors better understand why their clients say and do the things they do, and more importantly, how to help them better handle their finances.
-Bob Clark, publishing consultant and former editor-in-chief of Dow Jones Investment Advisor magazine

"Olivia's columns reach out to the community of financial advisors in a way that leads you to believe she can hear what we are thinking and wondering.  With empathy, pragmatism and insight Olivia delivers guidance for the hard work of connecting with clients at those moments that are most trying, critical and transformational.

-Elizabeth Jetton, CFP,  Former FPA President;
Partner, RTD Financial Advisors

"Mellan and Christie get to the 'heart and soul' of personal financial planning with this soulful collection of financial wisdom and advice."
-Richard S. Kahler, CFP
Kahler Financial Group

"These two impressive women are pioneers in this rapidly growing field.  Kudos for their unfailing faith and ceaseless efforts to make this information available to all those who can benefit from it."
-Ted Klontz Ph.D., President, Klontz Coaching -

Peak Vitality cover

Peak Vitality

Olivia has a chapter in Peak Vitality, a new book which includes work from Deepak Chopra, Wayne Dyer, Prince Charles, Alice Walker, Carolyn Myss, and many others. Olivia's chapter is simply and elegantly titled — Money Harmony.

More information about the book is available at

Advisor's Guide to Money Psychology The Advisor's Guide to Money Psychology — SECOND EDITION - Taking the fear out of financial decision-making, by Olivia Mellan with Sherry Christie. Connect with Clients! Become a Therapeutic Money Educator!... Learn to build strong professional relationships that stand the test of time - and supercede the ups and downs of the financial marketplace - with expert Olivia Mellan's new guide. By mastering the basics of money psychology skills you'll better understand and serve your clients - while developing strong, long-lasting bonds that are the foundation of every practice.

Reviews of The Advisor's Guide to Money Psychology — SECOND EDITION

"Olivia Mellan tackles the real issues: our relationship to money, couples and money, and the tragedies that come from overspending." &mdash George Kinder, author of The Seven Stages of Money Maturity

"Olivia Mellan has given us the only good reference book on how to handle challenging situations and client interactions in a financial planning practice." &mdash Bob Veres, editor of Inside Information

"Use Olivia Mellan's thoughtful and helpful book to help you help your clients take the fear our of financial decision-making." &mdash Daria Dolan, co-host of The Dolans, the syndicated personal finance radio program.

"This guide will help clients understand how their advisor can help them make wiser money decisions." &mdash Barbara Stanny, author of Prince Charming Isn't Coming and Secrets of Six-Figure Women

"Mellan has captured the critical points of what each advisor should know and distilled them. I couldn't recommend this book more highly." &mdash Victoria Collins, PhD, CFP, co-author of Best Intentions: Ensuring Your Estate Plan Delivers Both Wealth and Wisdom

Money Shy to Money Sure: A Woman's Road Map to Financial Well-being Money Shy to Money Sure: A Woman's Road Map to Financial Well-being, by Olivia Mellan and Sherry Christie. Any woman who feels anxious about her financial future — whether struggling to make investment decisions or negotiating money conflicts with a partner — will find in Money-Shy to Money-Sure the best kind of therapy: encouragement, valuable advice, and the inspiration that comes from shared experience.

The Chapters are organized around seven money myths that block women's path to financial well-being:

  • "Money is too complicated for me to understand."
  • "I don't have enough money to do anything with."
  • "If I take risks with my money, I'll lose everything."
  • "I don't have enough time to manage my money."
  • "It's selfish to put myself first. I'm supposed to take care of everybody else."
  • "If I take charge of my money, I'll antagonize others and might end up alone."
  • "Somebody else should be taking care of all this for me."

Debunking these myths and taking action steps will lead women to true financial serenity. Money Shy to Money Sure will help women do just that.

Reviews for Money Shy to Money Sure: A Woman's Road Map to Financial Well-being

"...There is nothing esoteric about the financial dollops of wisdom doled out here. Most of it is very basic, but therein lies this book's appeal. The world is full of women who need that extra nudge, plus a big dose of psychological empowerment, to manage their money well. This book may be just the thing to get started..."
USA Today - Full Review of Money Shy to Money Sure: A Woman's Road Map to Financial Well-Being - May 2001

"If anyone wonders why we need financial books specifically for women, they'll know after reading this one. The authors zero right in on the insidious myths which trip women up and, more importantly, show readers exactly how to get past them... simply and easily. Best of all, it's fabulously entertaining to read, sprinkled with delightful anecdotes and candid stories from famous women. It's a terrific book. I am going to give a copy to each of my daughters. And I'll recommend it to every woman I know." — Barbara Stanny, author of Prince Charming Isn't Coming: How Women Get Smart About Money

"Olivia Mellan and Sherry Christie are great mentors, giving women the knowledge and perspective to demystify money management." — Linda Ellerbee, TV producer, journalist, and best-selling author.

"Money therapist Olivia Mellan is a beacon, showing women how to conquer anxieties and navigate financial power struggles in their relationships." — John Gray, Ph.D., author of Children Are from Heaven

"If you're convinced that you can't think clearly about money — or that you don't really want to — this is exactly the book for you!" — Harriet Lerner, Ph.D., author of The Dance of Anger

"Mindful of the connection between money decisions and emotional independence, Olivia Mellan and Sherry Christie have written a valuable guide that explains why many women are phobic about money and how to overcome those fears." — Nancy Friday, author of My Mother/My Self

"Olivia Mellan wrote the definitive book on money personalities; and now she and Sherry Christie have done it again with Money Shy to Money Sure! With this book, the road to financial security is very well lit, and easy to maneuver." — Daria Dolan, co-host of The Dolans on radio and television

"Coauthors of Overcoming Overspending: A Winning Plan for Spenders and Their Partners, Mellan, a psychotherapist specializing in money issues, and financial writer Christie have written an excellent financial guide geared toward women. The authors focus on seven money myths that they feel women must overcome in order to feel more confident about financial matters. Each chapter covers one myth such as "Money is too complicated for me to understand", "If I take charge of my money, I'll antagonize others," or, most harmfully, "Somebody else should be taking care of all this for me." Throughout the chapters are quotes, stories, and advice from the variety of both ordinary and famous women interviewed for the book. The practical advice is presented clearly, and each chapter ends with a series of exercises for the reader. The appendix includes a list of resources about money and investing. Here is a useful book to get women who need to get started on their financial education. Recommended for all public libraries. - Stacey Marien, American University, Washington, DC"
Library Journal - Review of Money Shy to Money Sure: A Woman's Road Map to Financial Well-Being - July 2001